HiKash is a leading online loan app in Kenya, offering quick and collateral-free loans from 1,000 Ksh to 50,000 Ksh with low-interest rates. With a simple application process and multiple payment methods, HiKash provides a convenient and secure solution for your financial needs
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Are you in need of a quick and convenient loan without the need for collateral in Kenya? Let HiKash – the leading online loan app, help you meet your financial needs effortlessly. With the HiKash App, borrowing money is no longer complicated and time-consuming as before. The app has brought about a significant change in providing fast, secure, and low-interest loans to customers. Make the most out of loan applications on the app.

Why should you choose HiKash?

Speed and Convenience

HiKash App commits to providing the best online loan experience. The registration process takes only a few minutes to fill in your personal information. After your information is submitted, the HiKash team will quickly assess and transfer the loan directly to your bank account. This helps you save time and swiftly address urgent financial needs.

No Collateral Required

You don’t need any collateral assets like real estate or vehicles. The online loan process has become simpler than ever. Just meet basic requirements like having a national ID, being 18 years or older, being a Kenyan citizen, having a bank account, and having income, and you can borrow money through HiKash.

Low-interest Rates

HiKash is committed to providing the lowest interest rates to customers. With a maximum annual interest rate of only 20%, you can confidently borrow money without worrying about financial burdens during the repayment process.

Reasonable Service Fees

HiKash does not charge service fees and has no hidden fees. You only need to pay a small fee related to your loan, ensuring you have a clear and transparent view of the fees. For example, a clear and transparent explanation of how the loan fees are calculated will help you better understand the amount you will have to repay.

Personal Information Security

HiKash prioritizes the security of your personal information. The app commits not to disclose your information without your consent. You can trust in providing your personal information, knowing that it will be protected absolutely.

Online Loan Products at HiKash

The HiKash app offers a range of loan products, including:

  • Minimum loan amount: 1,000 Ksh.
  • Maximum loan amount: 50,000 Ksh.
  • Minimum loan term: 91 days.
  • Maximum loan term: 180 days.
  • Interest rate: 36% APR.
  • Service fee: 0%.

If you find an online loan product at HiKash that suits your financial needs, please register for a loan here.

Simple Loan Application Process

Using the HiKash app to borrow money is a straightforward and convenient process. Here are the basic steps for you to experience this process:

Step 1: Download the HiKash APK/IOS App from cashloanapp.net to your mobile phone. The app is compatible with both iOS and Android operating systems.

Step 2: Open the app and provide the required personal information, including your name, national ID number, age, nationality, and information about your bank account. This process is quick and simple.

Step 3: Once you have completed all the necessary personal information, the HiKash team will assess your profile within 30 minutes to 1 hour. If your application is approved, the loan will be disbursed and transferred directly to your bank account.

Step 4: When the repayment date arrives, you can easily repay the loan through the HiKash app. If you wish to borrow again in the future, making timely repayments will create favorable conditions for you to reapply for a loan easily.

Payment Methods at HiKash

HiKash provides convenient payment methods for you to repay your loan. Below are some payment methods you can use, including:

M-Pesa Xpress

HiKash allows you to make payments directly from within the app using M-Pesa Xpress. This enables you to easily perform payment transactions without needing a separate payment number for your HiKash loan.

HiKash M-Pesa Payment Number

You can use the HiKash M-Pesa payment number, which is 181169, to transfer money into your account and repay your loan. Typically, you will use your phone number as the account number for this transfer.

Contact and Support

Here is the contact and support information for the HiKash loan app:

  • Phone Number: 0794896360
  • Email: [email protected]
  • Office Address: 9th Floor, 623 Wood Avenue Plaza, Argwings Kodhek RD, Kilimali, Nairobi, Kenya.

If you need assistance or have any questions or requests related to the HiKash app, you can contact them via the phone number or send an email to the address provided to receive help from their customer support team.


Using the HiKash App makes online borrowing easy, fast, and secure. You can experience a simple loan application process in just a few minutes and receive the loan directly into your bank account. With low-interest rates and reasonable service fees, HiKash is committed to providing you with comfort and convenience in meeting your financial needs.

Download the HiKash app today and experience the convenience and safety of borrowing money online. HiKash is ready to support you and provide favorable conditions for your financial plans.

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