Hakika Loan


Hakika Loan is a secure and efficient lending platform in Tanzania, offering loans from 90,000 TZS to 2,000,000 TZS with flexible repayment terms. It ensures customer safety and quick access to funds, with reasonable interest rates. Personal information is kept confidential, and the app provides user-friendly loan management options.
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Hakika Loan – A reliable friend in times of financial difficulty in Tanzania. We introduce a groundbreaking lending platform where the necessary cash is waiting for you in just a few minutes. When you borrow from Hakika Loan, you don’t need collateral, and you don’t have to worry about complex requirements. You can apply for a loan anytime, 24 hours a day, with just a click. And, most importantly, the extremely low interest rates will help you repay your debt without feeling pressured. Discover how we turn your dreams into reality with the Hakika Loan App.

Key Highlights of the Hakika Loan App

Hakika Loan offers many attractive features for users, including:

  • Hakika Loan allows you to apply for a loan online anytime, anywhere, 24/7.
  • The registration process is simple and quick, saving you time.
  • No collateral is required, providing peace of mind for users.
  • The app does not charge upfront fees, making financial management easier.
  • The loan interest rates are extremely low, ensuring that you repay the borrowed amount.
  • You can choose a repayment period that suits your personal financial situation.
  • The app provides online support through phone and email to quickly resolve any issues.
  • Hakika Loan does not have excessively high age requirements, making it accessible to many people.

All these highlights make Hakika Loan an attractive choice for those in need of immediate cash without facing complex constraints and expenses.

Product Information at Hakika Loan

  • Loan amounts range from 90,000 TZS to 2,000,000 TZS.
  • Loan terms vary from 91 days to 365 days.
  • Annual interest rates range from 0% to 29% per year.
  • Hakika Loan does not charge any service fees; it is entirely free for customers.

Example of a loan at Hakika Loan:

Suppose you borrow 500,000 TZS with a loan term of 120 days and an annual interest rate of 20% (APR). The Hakika Loan app does not charge service fees.

  • Monthly interest rate = (500,000 TZS x 20%) / 12 = 8,333.33 TZS
  • Total repayment amount = 500,000 TZS + (8,333.33 TZS x 120) = 500,000 TZS + 999,999.6 TZS = 1,499,999.6 TZS
  • Amount to be paid each month = 1,499,999.6 TZS / 120 days = 12,499.99 TZS per day

Loan Application Process on the App

Mandatory Requirements on Hakika Loan

Below are some conditions for applying for a loan on the app, including:

  • You must be over 18 years old and a Tanzanian citizen.
  • You must have valid identification documents, such as a national ID card or a passport, and a driver’s license.
  • Provide clear and sharp images of your documents, not blurry.
  • Your financial income from your job must be stable.
  • Use a mobile phone number and a personal bank account.

Steps to Apply for a Loan at Hakika Loan

Here is a guide on how to apply for a loan through the Hakika Loan app as follows:

Step 1: First, download and install the Hakika Loan APK/IOS app from cashloanapp.net onto your phone.

Step 2: Open the app and start the registration process by providing necessary personal information such as your name, phone number, and email address.

Step 3: For security, the app will require you to verify your phone number by entering the verification code sent to your phone.

Step 4: Fill in all the required personal information, including income and banking details.

Step 5: The system will review your information and determine the loan amount you are eligible for.

Step 6: Choose the amount you wish to borrow and the loan term according to the approved limit. Read and agree to the terms and conditions of the Hakika Loan App.

Step 7: The system will review your loan application, and once approved, the funds will be disbursed to your bank account in a short period.

Note: The registration and approval process may change over time and according to the policies of the Hakika Loan app. Ensure you carefully read and understand all terms and conditions before borrowing money.

Is Hakika Loan Safe?

The Hakika Loans app is not a scam and is entirely safe to use for customers. Users applying for loans will receive their funds quickly. However, it’s important to note that the interest rates on Hakika Loan are higher than those offered by traditional banks, so careful consideration is advised before borrowing. Personal information is kept strictly confidential and is not disclosed or used for any other purposes. You can confidently and trustingly apply for a loan with Hakika Loan.

Loan Repayment Process at Hakika Loan

To repay your loan through the Hakika Loan app, follow these steps:

Step 1: Open the Hakika Loan app and log in to your account using your login credentials.

Step 2: Find the “Payment” or “Repay” section: In the app’s interface, search for the “Payment” or “Repay” section. Typically, it will be located in the main section or in the main menu of the app.

Step 3: Enter information related to your loan, including the amount you need to repay and the repayment period.

Step 4: The Hakika Loan app usually allows you to choose your payment method. You can use your bank account or other supported online payment methods, such as e-wallets.

Step 5: After filling in all the required information and selecting the payment method, confirm and submit your payment request. The system will process the transaction and update the status of your loan.

Note: After successfully making a payment, keep the receipt or transaction notification as evidence. You should also check the status of your loan to ensure it has been updated and you no longer owe any amount.

Contact Information

Here is the contact information for the Hakika Loan app:

  • Email: [email protected]
  • Office Address: Majengo Market, Ndovu Street, Dodoma, Tanzania.
  • Working Hours: Monday to Sunday (09:00 – 18:00)

If you have any questions, requests, or need assistance related to Hakika Loan’s services, you can contact the provided information for assistance.

Hakika Loan App offers convenient and fast loan services to users in Tanzania, with a commitment to safeguarding personal information. However, please consider the high-interest rates and make sure to read the terms and conditions carefully before using the service. Wishing everyone success and good luck.

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