Fitloan is your go-to solution for quick and secure cash loans. With a user-friendly app, easily download and install Fitloan on your APK/IOS device. Experience a seamless and reliable lending process for your financial needs.
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Welcome to Fitloan – The most dedicated and flexible cash lending app in Nigeria. Designed to quickly and safely meet your financial needs, Fitloan provides a unique and convenient online borrowing experience. With large loan amounts, reasonable interest rates, and a simple application process, we are committed to helping you overcome any financial challenges. Download the Fitloan App now and experience the flexibility, safety, and speed in meeting all your borrowing needs.

Details of the loan products on the app

  • Maximum annual interest rate is 20%.
  • Minimum loan term is 91 days, and the maximum is 365 days.
  • Loan amounts range from ₦2,000 to ₦600,000.
  • The app has no service fees, completely free for customers.
  • Transaction fees range from 0.1% to 0.35%.

Example for a loan

Suppose you borrow ₦10,000 on the Fitloan app with a term of 120 days, including:

  • Total interest to be paid: ₦10,000 * 0.05% * 120 = ₦600
  • Total service fee: ₦10,000 * 0.3% = ₦30
  • Monthly interest: ₦10,000 * 0.05% * 30 = ₦150
  • Monthly repayment including principal and interest: ₦10,000/4 + ₦150 = ₦2,650
  • The total amount to be repaid is ₦10,000 + ₦600 + ₦30 = ₦10,630.00.

Fitloan has earned the trust of many customers due to its transparent disclosure of terms, procedures, and loan interest rates. Until now, it remains a preferred and trusted name for individuals with personal financial needs.

Loan Registration Conditions on Fitloan

Fitloan operates with the philosophy of simplicity in procedures to reach a wider range of customers. Therefore, the registration conditions and procedures at Fitloan are not complicated. Specifically, they are as follows:

  • Customers must meet the condition of being Nigerian citizens.
  • Reside and work within the territory of Nigeria.
  • Fall within the working age range of 18 to 60 years old, with a stable monthly income.
  • Customers need to prepare images of their national identity card, phone number, and a portrait to complete the procedure.
  • Utilize a bank account for transactions.

Guidelines for Registering a Loan on the App

Below are simple instructions for the loan registration process on the Fitloan app:

Step 1: Download and install the Fitloan APK/IOS App from or from the App Store or Google Play.

Step 2: Complete the registration form with personal and financial information.

Step 3: Your profile will be reviewed on the same day.

Step 4: Receive notifications regarding loan approval, and the approved amount will be transferred to your bank account.

Step 5: Begin the repayment process on time according to the agreed-upon schedule.

Note: Remember to carefully read Fitloan’s terms and conditions before starting the registration process to ensure a clear understanding of loan conditions and related fees.

Is the interest rate on the Fitloan App high?

It’s evident that interest rates from any lending organization will generally be higher than borrowing from a bank, and Fitloan is no exception. It’s advisable to thoroughly study the contract and terms to avoid unnecessary misunderstandings.

The interest rate on loans from Fitloan can go up to 20% per year. The specific interest rate depends on the amount you wish to borrow. When applying for a loan with Fitloan, the app’s staff will provide specific advice on the percentage that suits you.

  • For first-time users registering for a loan on the app, there is a limit on the loan amount. If you can repay the loan within 15 days, you will enjoy a 0% interest rate.
  • For subsequent loan users, the loan limit is ₦600,000, and the interest rate is calculated as usual.

Contact Information and Customer Support

If you have any questions or need assistance, feel free to contact them via the provided phone number or email. To ensure a clear understanding of terms and conditions, it’s recommended to thoroughly read the Disclosure Statement before engaging in any loan transactions.

Addressing Some Issues Related to Fitloan

How long does it take for Fitloan to approve a loan application?

All information regarding the approval of your loan application will be sent to you within a few minutes after completing the application. In other words, submitting a loan request at Fitloan will be reviewed and approved almost instantly.

How do I know if the loan has been approved?

You will quickly receive SMS notifications from the lending organization and Fitloan’s email portal. The content includes notifications and details of the approved loans, allowing you to closely monitor all relevant loan information. Additionally, by logging into your personal account on the app, you can check the repayment deadline and the amount to be paid for the loan.

How can I repay the debt?

To provide convenience to customers, Fitloan offers debt repayment services through domestic bank cards or at any convenience store transaction point. When visiting a payment store, staff will ask you to provide your national identity card information to complete the process.

What benefits come with early loan repayment?

In fact, you can repay the loan ahead of schedule at any time from the disbursal date. In this case, you will earn credit points for your next loan.

What happens if I don’t repay a Fitloan loan?

When borrowing through the Fitloan app, you need to provide complete personal information to the lending party. Therefore, if you fail to repay the loan, they may take various measures, including resorting to debt collection methods or even engaging in negative behaviors. We advise against borrowing if you are unable to repay or engage in evasive behavior, increasing the borrowed amount.

The presence of Fitloan has evidently helped many people quickly address financial issues. We hope that with the information we have shared, you can make an informed decision on whether to borrow from the Fitloan app. If you have any further questions, feel free to leave a comment below for the quickest response.

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