FINCOLE NG is an online loan application in Nigeria, providing quick financial solutions, secure information, and high-quality services with attractive interest rates and diverse benefits.
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Welcome to FINCOLE NG – the epitome of convenience and innovation in the field of online lending in Nigeria. With a mission to provide smart financial solutions and a commitment to delivering an optimal, quick, and secure borrowing experience. Unlock the doors to flexible financing with a flexible loan limit of up to ₦90,000 and an attractive interest rate starting from 0% for new customers. Notably, boasting a simple and top-tier information security process, the FINCOLE NG APP promises satisfaction and peace of mind for all partners.

Key features of FINCOLE NG’s loan product

  • Loan amount ranging from ₦5,000 to ₦90,000.
  • Loan duration from 122 days to 365 days.
  • Loan interest rates ranging from 18% to 29% per annum.
  • Maximum Annual Percentage Rate (APR): 29%.

Loan Example

Suppose you want to borrow ₦30,000 from FINCOLE NG with a repayment term of 12 months and an interest rate of 2.5% per month (0.083% per day). The calculation would be as follows:

  • Processing fee: ₦900
  • Monthly installment amount: ₦2,920
  • Total interest to be paid: ₦5,000
  • Total amount to be repaid: ₦35,000.

Conditions for participation on the application

To join and use the services on the FINCOLE NG app, you need to meet the following conditions:

  • You have a national identity card for identity verification.
  • You must be a Nigerian citizen, living and working within the country.
  • The application requires users to be at least 18 years old.
  • You have an active bank account to receive and perform financial transactions.
  • Stable employment and income.
  • Use a mobile phone with network connectivity.
  • Download and install FINCOLE NG on your phone.

Why should you choose FINCOLE NG?

FINCOLE NG brings many significant benefits to borrowers, including:

  • Quick and uncomplicated loan application process, saving time and effort.
  • FINCOLE NG offers lower interest rates compared to other applications in the current market.
  • Flexible loan limits, allowing you to choose the amount that suits your financial needs.
  • The application protects personal information as required, ensuring safety and security in all transactions.
  • The customer care team of FINCOLE NG is always ready to support you at any time, quickly and efficiently.
  • The app provides various flexible payment methods, making it easy for you to manage and make timely payments.
  • The app is reputable in the online financial sector, providing the most reliable and high-quality services.
  • FINCOLE NG offers many promotional programs on interest rates and loan limits for customers.

24/7 customer care service

If you wish to contact and require assistance from FINCOLE NG, please use the following information:

  • Customer Service Email: [email protected]
  • Website:
  • Address: Karu 900101, New Karu, Abuja Capital Territory, Nigeria.

When using financial services at FINCOLE NG, if you have any questions, need advice, or require support, please contact the provided information. The customer care service is always available, serving customers 24/7.

Benefits for customers using FINCOLE NG

FINCOLE NG offers many attractive benefits to show appreciation and provide the best experience for users:

  • You receive direct bonuses into your FINCOLE NG account when you refer friends to sign up and use the service.
  • The application regularly has cashback programs and offers of up to 50% for certain transactions and services.
  • New customers have the opportunity to experience their first loan with a 0% interest rate, along with cashback offers.
  • FINCOLE NG always provides special benefits for loyal customers, such as reduced interest rates or other special offers.
  • During major holidays, FINCOLE NG often organizes vibrant promotional programs with many attractive gifts and special offers.

Guide to Registering for a Loan on the FINCOLE NG App

Here is a simple guide for you to register for a loan on the FINCOLE NG app:

Step 1: Download and install the FINCOLE NG APK/IOS app from or from the CHplay and App Store on your mobile phone.

Step 2: Open the app and create an account by filling in the required personal information as instructed on the screen.

Step 3: Fill in the necessary personal information, including national identity card information, bank account details, and phone number.

Step 4: Take photos of both sides of your national identity card and take a selfie as requested by the application.

Step 5: Submit the loan application and wait for the approval result from the system.

Step 6: After your application is approved, you will receive the loan amount in your bank account in just a few minutes.

Note: Ensure that you provide accurate and complete information to increase the chances of loan approval.

Loan repayment on the app

To repay your loan on FINCOLE NG, you can choose one of the following methods:

  • Use Internet Banking and enter the company’s account information.
  • Access your personal account on FINCOLE NG and select the payment option.
  • Make payments in cash at designated transaction points or bank counters.
  • Make payments through electronic payment apps.

Note: If you encounter any issues during the loan repayment process on the FINCOLE NG app, please contact customer service.

Frequently Asked Questions at FINCOLE NG

Here are some common questions that users encounter when using FINCOLE NG:

How do I register an account on FINCOLE NG?

To register an account on FINCOLE NG, you simply need to download the app and follow the simple steps as instructed on the app interface.

What do I need to provide to apply for a loan on FINCOLE NG?

You need to provide basic personal information, including your national identity card and active bank account details, as well as a working phone number.

How do I check the status of my loan?

You can check the status of your loan by logging into your FINCOLE NG account on the mobile app.

How can I extend my loan?

To extend your loan, you can do so through the FINCOLE NG app as guided on the screen.

What is the process for loan confirmation and disbursement?

After your loan application is confirmed, the loan amount will be directly transferred to your bank account.

How do I update my personal information on my account?

You can update your personal information by accessing the settings section in the app and updating the information as required.

How do I ensure that I make timely payments?

To ensure timely payments, you can use the available payment methods on the app, including Internet Banking or direct payments at affiliated transaction points.

Can I cancel my loan before the term ends?

Currently, FINCOLE NG does not support the cancellation of loans before the term ends. You are required to repay the loan according to the signed agreement.

I want to know about the current promotional programs. How can I avail the benefits?

You can find out about the current promotional programs through the official website, app, or social media channels of FINCOLE NG. To avail the benefits, you need to adhere to the specific terms and regulations of that program.

FINCOLE NG not only provides fast and convenient online loan services but also ensures security and reliability for customers. With flexible criteria, a simple process, and dedicated customer support, FINCOLE NG is increasingly establishing its position and reputation in the field of online finance in Nigeria. Join now to experience the convenience and speed of loan services on the FINCOLE NG App and enjoy the attractive benefits for users.

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