FairCredit is a swift and adaptable lending app available in Uganda. It simplifies the loan application process, features a user-friendly interface, and offers various repayment choices.
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Hello there! Have you ever felt the need for a simple and flexible financial solution? Discover FairCredit – the online loan application, your reliable financial companion in Uganda. Using FairCredit makes accessing loans easier than ever before. FairCredit not only brings convenience through its online app but also commits to safeguarding your privacy. Let us help you alleviate financial pressures and enjoy life more freely. Welcome to the FairCredit App – where you find flexibility in finance.

Contact Information:

  • Address: Bypass Road, Kampala, Uganda
  • Working Hours: From 9 AM to 5 PM, Monday to Friday (excluding holidays).
  • Support Email: [email protected]
  • Website: https://faircredit.tech/
  • Privacy Policy: https://faircredit.tech/privacy-policy

Feel free to reach out if you have any questions or need assistance from FairCredit. The app is always ready to answer and accompany you on your financial journey.

Detailed Loan Product Information at FairCredit

FairCredit’s loan products provide users with comprehensive information, allowing them to choose according to their needs and financial capabilities. Below is the detailed loan product information available at FairCredit:

Loan Amount

Ranges from Ugx80,000 to Ugx700,000. This means you can borrow from 80,000 Ugandan Shillings up to 700,000 Ugandan Shillings.

Loan Term

Ranges from 91 to 365 days. You can select the loan term based on your needs and repayment ability.

Interest Rate (APR – Annual Percentage Rate)

The interest rate is presented as APR, ranging from a minimum of 7% to a maximum of 180%. Specifically, in your example, if the borrowed amount is Ugx180,000, the loan term is 120 days, and the APR is 180%, the total service fee would be Ugx108,000. The total repayment amount would be Ugx288,000.

Repayment Term Options

You can choose various repayment terms based on the borrowed amount. This provides flexibility in managing your finances and repaying the loan.

Payment Options

You can make loan payments online or offline, depending on your convenience.

Monthly Installments or Lump-Sum Payment

If you choose to repay in monthly installments, the monthly repayment amount will be calculated based on the total repayment amount and the number of months for repayment. For example, if you repay Ugx288,000 in 4 months, each monthly installment would be Ugx72,000.

Loan Application Process at FairCredit

Loan Application Requirements

  • Loan applicants must be Ugandan citizens and over 18 years old.
  • Loan applicants must provide national identification information.
  • FairCredit requires loan applicants to provide income information to ensure repayment capability.
  • The app accepts users with poor credit history.
  • Borrowers must have a bank account and personal phone number.
  • Download and Install the App on Your Phone

Step-by-Step Guide to Applying for a Loan

Here is a step-by-step guide on how to apply for a loan at FairCredit:

Step 1: Download the FairCredit APK/IOS app from cashloanapp.net to your phone.

Step 2: Register an account by providing necessary personal information. Verify age, citizenship, national ID, and income requirements.

Step 3: Select the appropriate loan amount and term that suits you. Confirm the information and submit the loan request.

Step 4: FairCredit reviews the request and notifies you of the result through the app. Upon approval, the loan amount will be transferred to your account.

Ensure you provide accurate information and meet the requirements for a smooth and convenient borrowing experience at FairCredit.

Pros and Cons of the App


  • Fast registration and approval process through the online app.
  • No collateral required for borrowing.
  • Offers lower interest rates compared to some other options.
  • Provides various disbursement channels, including banks and e-wallets.
  • Available on both Android and IOS operating systems.
  • User-friendly interface suitable for various age groups.


  • Requires a significant amount of personal information and verification for sustainability.
  • Higher interest rates compared to traditional bank loans.
  • App usage might still have some technical issues.

Notes When Borrowing at FairCredit

When using FairCredit app’s services, users should consider the following information:

  • Choose the correct FairCredit app to avoid falling for fraudulent impersonators.
  • Select a loan amount that matches your needs.
  • Read and understand all policies and terms within the app.
  • Provide accurate and complete information when applying for a loan on FairCredit.
  • Choose a suitable repayment method for your needs.
  • For any inquiries or concerns regarding app usage, seek assistance from customer service.


FairCredit is not only an online loan app but also your financial companion in Uganda. The app offers convenience, flexibility, and reasonable loan conditions, making it easier than ever for users to access loans. Put your trust in the FairCredit App to explore unique and exciting financial solutions it offers. FairCredit is ready to accompany and support you on your financial journey. Wishing everyone success and good luck.

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