CreditWave is a reputable online lending app in Nigeria, offering low-interest loans and convenient services. With strong legal compliance and security certifications, it ensures safe and efficient financial solutions for customers.
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Are you in need of a small financial loan but prefer not to ask friends or family? Do you want to find an easy, convenient, and secure lending app? Let CreditWave assist you. CreditWave is a newly launched money lending app in Nigeria with low interest rates and reasonable service fees, helping you address financial issues in a simple, convenient, and effective manner. Moreover, CreditWave provides 24/7 customer support to answer all your queries. Download CreditWave App now to experience this fantastic and user-friendly loaning experience.

Contact and Support Information for CreditWave

  • Service Hotline: 09121692405
  • Operating Hours: Monday to Friday, 9 AM to 6 PM, Saturday, 9 AM to 5 PM
  • Website:
  • Service Email: [email protected]

If you have any questions or concerns related to the CreditWave app, please reach out through the provided contact channels.

Information about CreditWave App’s Loan Packages

Below is the most up-to-date information on the loan packages available in the CreditWave App for your reference. Specifically, it includes:

  • Loan amounts ranging from NGN10,000 to NGN500,000.
  • Interest rates ranging from 12% to 35% per year, depending on the customer’s risk profile.
  • Loan terms from 61 days to 180 days, with installment payments.
  • Free service fees.
  • Special offers for first-time loan applicants.

Mandatory Requirements for Loan Application at CreditWave

To be eligible for a loan application in the app, customers must meet the following conditions:

  • Must be a Nigerian citizen.
  • Must possess a valid national ID.
  • Aged between 20 and under 60.
  • Have a stable job and income.
  • Have a valid phone number and bank account.
  • Stable income and employment.

Review of the Advantages and Disadvantages of the CreditWave App


  • Low interest rates and service fees, helping borrowers save on costs.
  • Simple, fast, and convenient procedures that save customers time and effort.
  • 24/7 customer service, enabling quick issue resolution.
  • Offering various personal consumer loan packages based on income to meet different customer needs.
  • User-friendly interface suitable for various users and operating systems.


  • Limited loan amounts, unsuitable for large loans.
  • Not suitable for customers without a bank account.
  • The app may have occasional issues when used for loan registration.

However, despite its drawbacks, CreditWave remains a good choice for those in need of quick, time-saving, and highly effective loan services.

Special Offers for Loan Application at CreditWave

Currently, CreditWave provides attractive offers for customers applying for loans, including:

  • CreditWave offers a promotional interest rate for first-time loan applicants.
  • CreditWave is entirely fee-free for customers, covering services, consultation, document preparation, and registration procedures.
  • When customers make full and timely repayments, CreditWave will increase the maximum loan limit.
  • The company regularly updates and introduces new promotional programs, helping customers save on loan-related costs.

Is CreditWave a Safe Lending Option?

We understand that CreditWave is a financial company specializing in providing online loan services in Nigeria, registered and operating in compliance with the law. CreditWave has received high praise and support from reputable financial institutions in its lending operations. Additionally, CreditWave has been assessed and holds various reputable certifications, such as personal information security and international information security standards certifications.

With this information, you can confidently apply for loans with CreditWave. We assure you that the application is reliable, not fraudulent, and can be used safely.

How to Repay Loans with CreditWave?

Repaying loans in the CreditWave App is straightforward and convenient for customers. Once you receive a loan, CreditWave will establish a repayment plan with you, including the following methods:

  1. Bank transfer payment.
  2. Credit card payments.
  3. Payments through mobile banking apps or e-wallets.

If you have any questions or concerns regarding loan repayments, you can contact the CreditWave customer care team for support and guidance.

Thank you for taking the time to learn about the details in our article. If you find this article helpful, please share it with your friends and family. We wish everyone success in applying for loans with CreditWave.

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