Credit Cash


Credit Cash is an online lending application in the Philippines, offering flexible loans ranging from ₱2,000 to ₱50,000. With a straightforward process, convenient payments through e-wallets, and various convenient store options.
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You are looking for a reliable and secure online lending application in the Philippines? Experience the excellent convenience of the Credit Cash app. By joining the app, borrowing money becomes easier than ever, with just a few simple steps on your mobile phone, allowing you to easily receive a loan of up to ₱ 50,000 within minutes.

Furthermore, you will enjoy a straightforward online loan application process that requires minimal complicated documentation, saving you time and quickly providing you with the desired amount. The Credit Cash App offers reasonable interest rates and flexible payment options. The app will be your companion in addressing all financial needs conveniently.

Costs and loan products at Credit Cash

  • Minimum loan duration is 130 days.
  • Maximum loan duration is 360 days.
  • Loan interest rates range from 10% to 24% per year.
  • Loan amounts range from ₱ 2,000 to ₱ 50,000.
  • Other fees will be calculated based on the specific needs of each customer.

Example for a loan amount

If you choose a loan limit of ₱ 14,000 with a term of 150 days and an interest rate of 12%, it would be calculated as follows:

  • Monthly interest = ₱ 14,000 x 12%/365 x 30 = ₱ 138
  • Monthly payment = ₱ 14,000 x 12%/365 x 30 + ₱ 14,000 / 150 x 30 = ₱ 2,938
  • Total interest amount = ₱ 14,000 x 12%/365 x 150 = ₱ 690
  • Total repayment amount = ₱ 14,000 + ₱ 690 = ₱ 14,690.

Benefits of using the Credit Cash App

Using the Credit Cash application provides numerous appealing benefits for customers, including:

  • Quick loan registration in just a few minutes, saving you time.
  • No need for complex documentation; only a valid ID and the account number of your primary bank are required.
  • Easy access to loan amounts of up to ₱50,000, addressing various financial needs promptly.
  • The application offers favorable interest rates and discounts for loyal customers, aiding in more effective financial management.
  • Payments can be made through various channels such as internet banking/electronic banking or at the bank’s transaction points.
  • A secure security system protects the user’s personal and financial information.
  • Access and use the service anytime, anywhere, without constraints of time or location.
  • Professional advice on financial products helps you choose a loan that suits your specific needs.
  • The automated approval system reduces waiting time, ensuring you receive your loan quickly and efficiently.
  • Timely repayments through Credit Cash help build a good credit profile, opening up opportunities for larger loans in the future.

With diverse and reliable benefits, Credit Cash is not just an online loan application but also a trustworthy companion in managing personal finances.

Conditions for registration

To apply for a loan on Credit Cash, customers need to meet the following conditions:

  • Customers must be citizens of the Philippines.
  • Age requirement is between 20 and 60 years old, with stable employment and income.
  • Valid government ID or passport, valid driver’s license, and legal residency are required.
  • A valid bank account or personal electronic wallet is needed for loan registration.
  • Download the Credit Cash application on your phone to initiate the registration process.

Note: Please review these conditions before starting the registration process to ensure you meet all the necessary requirements.

Guide to fast loan registration at Credit Cash

Here is a detailed guide on how to quickly register for a loan on Credit Cash, including:

Step 1: Download the Credit Cash APK/IOS application from or the app store on your phone.

Step 2: Register an account with your mobile phone number and password.

Step 3: Open the “Borrow Now” section and choose the loan amount and term.

Step 4: Enter personal information into the registration form.

Step 5: Click “Register” and wait for approval in a few minutes.

Step 6: If accepted, confirm the contract following the instructions in the application. Step 7: The borrowed money will be transferred to your bank account.

Step 8: Make payments on time using the payment methods provided in the application.

Note: Detailed information may change; contact Credit Cash directly for updated information. Customers should contact Credit Cash through the provided channels.

Contact Information and Customer Support

  • Registered Business Name: MICRODOT LENDING CORPORATION
  • Certificate of Authority: 2921
  • SEC Registration Number: CS201951287
  • Email: [email protected]
  • Website:
  • Address: Unit 3006, One Corporate Center, Julia Vargas Avenue, Meralco Avenue, Ortigas Center, Brgy. San Antonio, Pasig City, 1600 Philippines.

During the use of financial services at Credit Cash, if customers need assistance, advice, or have complaints, they can contact the provided information. Customer support operates 24/7, providing quick and effective assistance.

Frequently Asked Questions at Credit Cash

How do I apply for a loan at Credit Cash?

Download the Credit Cash application, register an account, choose the loan amount and term, fill in personal information, submit the application, and wait for approval.

Who can borrow money from the Credit Cash application?

Citizens of the Philippines aged 20 to 60, with a valid and legal ID. Additionally, customers should have stable employment and income to ensure optimal loan repayment.

How can I repay a loan at Credit Cash?

Payments can be made from the personal account on Credit Cash, through internet banking/bank, electronic wallets including GCash/Paymaya, or at convenience stores such as M Lhuillier, RD Pawnshop.

What documents are needed to apply for a loan at Credit Cash?

No notarized or appraised documents are required. Only a valid ID and personal bank account number are needed.

What is the process for the first loan application at Credit Cash?

First-time customers at Credit Cash enjoy special interest rate policies. However, the maximum amount that can be borrowed for the first application is ₱10,000.

Credit Cash is an online loan service application in the Philippines, allowing users to register and receive loans up to ₱50,000 quickly. The application has a simple process, requires minimal documentation, and provides fast and convenient support for users’ basic financial needs. Interest rates and fees are determined based on the loan term, with special benefits for loyal customers. Participation conditions are flexible, and Credit Cash offers communication channels for user support and addressing inquiries.

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