BiuMoney is a quick and reliable lending app in Zambia. It offers instant loans with a simple registration process and reasonable interest rates. Professional customer support ensures a smooth borrowing experience.
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BiuMoney – The solution for simple and online lending in Zambia. The application provides short-term loans instantly to help you deal with unexpected expenses or urgent cash needs. Biumoney offers a fast registration process, and you can receive cash within minutes. No collateral required, just through your mobile phone. Furthermore, the app is committed to responsibility and transparency, ensuring a trustworthy long-term relationship with all customers. Learn more about the BiuMoney App and manage your finances today.

Highlights of BiuMoney

Quick and Convenient Registration Process

  • BiuMoney provides a fast and straightforward registration process, saving customers time and enabling them to receive their loans quickly.
  • Registration can be done online 24/7, allowing access to cash even in emergency situations.

Collateral-Free Loans

  • Biumoney does not require collateral, eliminating barriers and simplifying the loan application process.
  • Customers do not need to worry about pledging personal assets to access the lending service.

Fast and Flexible Loans

Rapid Response to Urgent Cash Needs

  • Biumoney offers instant short-term loans, helping customers address situations that require immediate cash.
  • The quick processing ensures that customers receive funds within minutes after registration.

Flexibility in Loan Utilization

  • Customers can use Biumoney’s loans to cover unexpected expenses or various personal financial needs.
  • There are no restrictions on the purpose of use, allowing customers the freedom to manage their borrowed amount.

Convenient Mobile App Service

  • Biumoney provides a user-friendly app, enabling customers to access and manage their loans via mobile phones anytime, anywhere.
  • This enhances convenience and meets the increasing demand for mobile-based financial transactions.

Commitment to Responsibility and Transparency

  • BiuMoney builds customer relationships based on responsibility, open communication, and transparency.
  • Customers can trust the clear terms and conditions of Biumoney, ensuring reliability and satisfaction with our services.

Long-Term Trusted Relationships

  • BiuMoney fosters long-term and trustworthy relationships with all customers, respecting and meeting their evolving financial needs.
  • We are committed to being a reliable partner in providing trustworthy and efficient lending solutions.

Loan Product Details

  • Loan Amount: ZMW 500 – ZMW 3000
  • Loan Term: 14 days – 90 days
  • Annual Interest Rate: 12.41% ~ 21.3%
  • Service Fee Rate: 1% ~ 3%

Example for a loan:

If you successfully apply for a loan of 2000 ZMW and choose a repayment term of 30 days. The annual interest rate for the loan is 20%, and the service fee rate is 1%.

  • Total Interest Amount = 32.88 ZMW + 1.62 ZMW
  • Total Amount to be Paid = 2000 ZMW + 34.50 ZMW.

Note: Loan product details may change over time. For the latest information, users should access the website or app of Biumoney to update the information.

Loan Application Process at BiuMoney

Eligibility Criteria

  1. Users must be in Zambia.
  2. Age between 20 and 65 years old.
  3. Stable monthly income.
  4. Provide personal documents for identity verification.

Application Instructions

Step 1: Download and install the BiuMoney APK/IOS App on your mobile phone.

Step 2: Register an account by providing the following personal information:

  • Full name.
  • Date of birth.
  • Address.
  • Email.
  • Bank account.
  • Phone number.

Step 3: Fill in all the necessary information about the loan, including the loan amount and term. For the first loan, the maximum amount allowed is ZMW 1000.

Step 4: Submit the loan request and wait for approval from Biumoney. Once approved, the loan amount will be disbursed directly to your bank account.

Note: During the loan approval process, the app’s advisors may contact you to request additional information. Please respond and provide accurate information.

Loan Disbursement Time

Biumoney has a quick and secure disbursement system, ensuring high efficiency. Within 15 minutes, you will receive a response regarding your application. After that, within 5 minutes, the loan amount will be directly disbursed to your account. In case of rejection, you can easily delete the app.

In case of a user’s unsuccessful registration

In case a user’s loan application on the Biumoney app is not approved, here are some important notes:

Review the rejection reason and improve your profile

Examine the reason for the rejection and evaluate your profile. You may need to improve your personal information or adjust the loan amount and term to make it more suitable.

Explore other loan options

Don’t be disheartened; explore other loan options available in the market. There are many platforms and lending services with different requirements and conditions.

Build creditworthiness and learn more

If the application is not approved due to low creditworthiness, work on improving your credit score by maintaining current loans and making timely payments.

Contact customer care helpline

If you need clarification or have any questions about the application process or the rejection reason, contact Biumoney’s customer care helpline for assistance.

Stay optimistic, seek improvement, and find alternative solutions for your financial needs. Based on feedback and experience, you can enhance your ability to meet loan requirements in the future.

Professional Customer Support Team

Biumoney takes pride in having a professional and friendly customer support team, always ready to answer any questions and assist you throughout the loan process. You can reach out to this team through contact channels such as the hotline or email to receive detailed support and advice regarding the lending services at Biumoney.

Contact Information:

  • Biu Capital Co., Ltd.
  • Website:
  • Email: [email protected]
  • Hotline: +260770102810
  • Customer Service Hours: Monday – Saturday 7:00 AM – 9:00 PM, Sunday 8:00 AM – 5:00 PM

Biumoney’s support team will listen and assist you with any issues related to the loan service, ensuring you have a simple, convenient, and transparent process when you need urgent cash.


BiuMoney is a reliable and efficient lending app in Zambia. With a quick and easy registration process, customers can access instant loans to meet their urgent financial needs. The standout feature of Biumoney is its professional and friendly customer support team, always ready to address any inquiries and assist throughout the loan process. With reasonable interest rates and service fees, Biumoney is committed to providing a simple, convenient, and transparent borrowing solution, establishing a trustworthy platform for customers whenever they need it.

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